Defines the insurance mechanism, identifies common types of property-casualty insurance, and explains how insurance benefits society. Introduces the core functions of insurance organizations: marketing, underwriting and claims. Discusses insurance policy structure, basic types of policy provisions and a simple method for analyzing policies. Reviews career options in the insurance industry.

Presents the basic principles of insurance. Provides an inroduction to insurance regulation, financial performance, marketing techniques, underwriting, claims, risk management, loss exposure and insurance policies. Satisfies the requirements for the industry AINS 21 exam within the Associate in General Insurance Path A Certification.

Offers an understanding of property and liability loss exposures faces by most individuals and families, and analyzes the types of insurance coverage that can be used for treating those exposures such as personal liability, inland marine, auto, life, health, and goverment programs. Satisfies the requirements for the Institutes AINS 22 examination within the Assoication in General Insurance Path A Certification. Prerequisite: INS 120 or AINS 21 Certification.

Analyzes commercial coverage including property, business income, inland and ocean marine, crime, equipment breakdown, general liability, auto, workers compensation, and package policies. Satisfies the requirements for The Institutes AINS 23 examination within the Associate in General Insurance Path A Certification. Prerequisite: INS 120 or AINS 21 Certification.